What AARP membership includes

AARP membership gives you access to discounts, publications, and programs designed around the concerns of people 50 and older. The core membership includes a subscription to AARP Magazine and the AARP Bulletin (a newsletter covering health, money, and caregiving), access to member-only content on AARP.org, and discounts at thousands of retailers and service providers. You also get a membership card that qualifies you for deals at hotels, rental car companies, restaurants, and pharmacies.

Beyond discounts, membership connects you to educational resources on topics like Social Security, Medicare, caregiving, financial planning, and health conditions. AARP also runs local chapters in most states and counties, which host in-person events, classes, and volunteer opportunities. The specific discounts and programs available to you depend partly on where you live, since some deals are national while others are regional.

Key Takeaways

  • AARP membership includes a magazine, newsletter, and access to member-only articles and guides on health, money, and caregiving topics.
  • You receive discounts at major hotel chains, car rental companies, restaurants, pharmacies, and thousands of other businesses nationwide.
  • AARP offers free educational resources and webinars on Social Security, Medicare, tax planning, and managing chronic conditions.
  • Local AARP chapters in your state and county host classes, support groups, and volunteer programs you can join in person.
  • Some benefits vary by state and region, so checking your local chapter's website or calling them directly shows what is available near you.

Discounts on everyday purchases and services

AARP negotiates discounts with national chains and local businesses. Common deals include 10 percent off at many hotel chains (Hilton, Marriott, Wyndham, and others), discounts on car rentals through Hertz and Avis, and reduced rates at restaurants and entertainment venues. Pharmacy discounts vary—some chains offer percentage discounts on prescriptions, while others offer discounts on over-the-counter items. You show your AARP membership card or provide your membership number at checkout.

Discounts also extend to insurance products. AARP partners with insurance companies to offer member rates on auto, home, and life insurance, though you still need to get a quote and meet the insurer's underwriting standards. Hearing aids, vision care, and dental services often have member discounts as well. The exact discounts change, so checking the "Discounts & Deals" section of AARP.org or calling your local chapter tells you what is current in your area.

AARP Magazine and member publications

AARP Magazine arrives six times a year and covers health, money, relationships, and lifestyle topics aimed at readers 50 and older. Articles often focus on practical concerns: managing blood pressure, understanding Medicare changes, planning for retirement, or navigating family relationships. The magazine also includes recipes, travel ideas, and book reviews.

The AARP Bulletin is a monthly newsletter sent by email or mail (depending on your preference) that covers news, policy updates, and tips on health and finances. Both publications are written for a general audience and do not require medical or financial background to understand. Members can also read articles on AARP.org without a paywall, including guides on specific health conditions, caregiving, and money management.

Educational resources and webinars

AARP offers free webinars and online courses on topics like Social Security claiming strategies, Medicare plan selection, managing diabetes, caregiving for a spouse or parent, and financial planning for retirement. These sessions are led by AARP staff or outside experts and are designed for people new to the topic. Recordings are usually available if you cannot attend live.

The AARP website also hosts detailed guides and calculators. For example, you can find step-by-step explanations of how Medicare works, worksheets to help you decide when to claim Social Security, and articles on managing specific health conditions. Many of these resources are free to anyone, but members get early access to new content and can attend member-only sessions.

Local chapters and community programs

AARP has chapters in all 50 states and in most counties. Local chapters host classes on technology (like using email or video calls), tax preparation help, health screenings, and support groups for people managing conditions like Alzheimer's or arthritis. Some chapters run volunteer programs—for example, tax information for low-income filers or mentoring for small business owners. Chapter events are usually free or low-cost for members.

To find your local chapter, visit AARP.org and search by your zip code, or call 1-888-687-2277. The chapter website lists upcoming events, meeting times, and how to join. Attending a chapter event is often the fastest way to learn what programs exist in your area and to meet other members with similar interests.

Member-only content and tools on AARP.org

AARP.org has sections restricted to members, including detailed guides on health topics, financial planning tools, and articles on caregiving. You log in with your membership number to access these. The site also hosts a community forum where members ask questions and share experiences on topics like health, relationships, and retirement.

Members can also use AARP's online tools without charge—for example, a Social Security calculator that estimates your benefit at different claiming ages, a Medicare plan comparison tool, and worksheets for organizing financial documents. These tools are designed to help you understand your options, not to make decisions for you.

Travel and leisure discounts

Beyond hotel and car rental discounts, AARP offers deals on vacation packages, cruises, and travel insurance through partner companies. Members can also receive discounts on entertainment—movie tickets, theme parks, and sporting events often have reduced rates. Some restaurants and retail stores offer percentage discounts or special member days.

The scope of these discounts changes seasonally and by location. Checking the "Discounts & Deals" page on AARP.org or asking at the point of sale whether an AARP discount is available is the most reliable way to find current offers. Some businesses advertise AARP discounts prominently; others offer them only if you ask.

Frequently Asked Questions

Do I have to pay for AARP membership?

Yes. AARP membership costs $16 per year for a single membership or $27 per year for a household membership (two people at the same address). You can join online at AARP.org, by phone at 1-888-687-2277, or by mail. The first year is sometimes offered at a reduced rate during promotional periods.

Can I use my AARP discount at any store or restaurant?

No. AARP has negotiated discounts with specific companies and chains. Not every business offers an AARP discount. The "Discounts & Deals" section on AARP.org shows which companies participate, and you can search by category or location. When in doubt, ask the cashier or call ahead.

What if I do not want to receive AARP Magazine?

You can opt out of the magazine and receive only the Bulletin, or manage your communication preferences through your AARP account online. You can also call 1-888-687-2277 to change your preferences. Opting out does not affect your membership or other benefits.

Are the webinars and classes really free?

Yes. AARP webinars and most chapter-hosted classes are free for members. Some specialized workshops or in-person classes may charge a small fee, but this is usually under $10 and is listed in the event description. Check your local chapter's website or AARP.org for details on any specific event.

How do I find out what programs my local chapter offers?

Visit AARP.org and search for your state and county chapter by zip code, or call 1-888-687-2277 and ask for your local chapter's contact information. The chapter website lists upcoming events, classes, and volunteer opportunities. You can also attend a chapter meeting to learn about programs in person.